*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#000;color:#fff;font-family:Arial,Helvetica,sans-serif}
.page{min-height:100vh;background:#000;color:#fff}
.container{max-width:1200px;margin:0 auto;padding:0 24px}
.hero{position:relative;overflow:hidden;border-bottom:1px solid rgba(255,255,255,.1)}
.hero-bg{position:absolute;inset:0;background:radial-gradient(circle at top, rgba(255,255,255,.14), transparent 45%), linear-gradient(180deg, transparent, rgba(255,255,255,.02))}
.hero-grid{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding:80px 24px}
.badge,.eyebrow{display:inline-flex;align-items:center;border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:8px 14px;font-size:12px;font-weight:700;letter-spacing:.28em;text-transform:uppercase;color:rgba(255,255,255,.8);background:rgba(255,255,255,.05)}
.eyebrow{padding:0;border:none;background:transparent;color:rgba(255,255,255,.6)}
.dark-text{color:rgba(0,0,0,.55)}
.hero-title{margin:18px 0 0;font-size:72px;line-height:.95;font-weight:900;text-transform:uppercase}
.hero-title span{display:block;color:rgba(255,255,255,.65)}
.hero-copy{max-width:620px;margin-top:24px;font-size:18px;line-height:1.7;color:rgba(255,255,255,.72)}
.hero-actions{margin-top:32px;display:flex;flex-wrap:wrap;gap:14px}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:18px;text-decoration:none;padding:14px 22px;font-size:13px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;transition:.2s ease;cursor:pointer;border:1px solid rgba(255,255,255,.2)}
.btn:hover{transform:scale(1.02)}
.btn-light{background:#fff;color:#000;border-color:#fff}
.btn-dark{background:transparent;color:#fff}
.btn-black{background:#000;color:#fff;border-color:#000}
.mini-grid{margin-top:32px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.mini-card,.hero-panel{border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.05);backdrop-filter:blur(10px);border-radius:32px;box-shadow:0 20px 45px rgba(0,0,0,.35)}
.mini-card{padding:20px}
.mini-icon{width:40px;height:40px;border-radius:16px;margin-bottom:14px;border:1px solid rgba(255,255,255,.15);background:rgba(255,255,255,.1)}
.mini-card h3{margin:0;font-size:18px;font-weight:900;text-transform:uppercase}
.mini-card p{margin:10px 0 0;font-size:14px;line-height:1.6;color:rgba(255,255,255,.66)}
.hero-panel{padding:28px}
.hero-panel h2{margin:10px 0 0;font-size:34px;font-weight:900;text-transform:uppercase}
.hero-stats{margin-top:24px;display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.stat-box,.workflow div{border:1px solid rgba(255,255,255,.1);background:rgba(0,0,0,.3);border-radius:20px;padding:18px}
.stat-box p{display:block;margin:0;font-size:30px;font-weight:900}
.stat-box span{display:block;margin-top:6px;font-size:12px;text-transform:uppercase;letter-spacing:.18em;color:rgba(255,255,255,.55)}
.workflow{margin-top:20px}
.workflow-label{font-size:12px;text-transform:uppercase;letter-spacing:.18em;color:rgba(255,255,255,.5)}
.workflow div{margin-top:10px;font-size:14px;color:rgba(255,255,255,.78)}
.main-content{padding:64px 24px 90px}
.requirements-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.panel{border-radius:32px;padding:30px;border:1px solid rgba(255,255,255,.1)}
.panel.dark{background:#0b0b0b}
.panel.light{background:#fff;color:#000;box-shadow:0 22px 48px rgba(0,0,0,.38)}
.panel h2,.panel h3{margin:10px 0 0;font-weight:900;text-transform:uppercase}
.panel h2{font-size:32px}
.panel h3{font-size:38px}
.panel ul{margin:22px 0 0;padding-left:18px;color:rgba(255,255,255,.72)}
.panel li{margin:10px 0;line-height:1.6}
.panel.dark p{color:rgba(255,255,255,.72)}
.panel.light p{color:rgba(0,0,0,.68)}
.apply-grid{margin-top:56px;display:grid;grid-template-columns:1.08fr .92fr;gap:32px}
.form-card{border:1px solid rgba(255,255,255,.1);background:#fff;color:#000;border-radius:34px;padding:40px;box-shadow:0 24px 50px rgba(0,0,0,.38)}
.form-head{display:flex;flex-wrap:wrap;align-items:flex-start;justify-content:space-between;gap:16px}
.form-head h2{margin:10px 0 0;font-size:48px;font-weight:900;text-transform:uppercase}
.form-head p:last-child{margin-top:14px;max-width:700px;line-height:1.7;color:rgba(0,0,0,.68)}
.review-box{border:1px solid rgba(0,0,0,.1);background:rgba(0,0,0,.03);border-radius:18px;padding:14px 16px;min-width:180px}
.review-box span{display:block;font-size:11px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:rgba(0,0,0,.45)}
.review-box strong{display:block;margin-top:6px;font-size:14px}
.status-box{margin:20px 0 0;border-radius:18px;padding:14px 16px;font-size:14px;font-weight:600}
.status-box.success{border:1px solid #bbf7d0;background:#ecfdf5;color:#047857}
.status-box.error{border:1px solid #fecaca;background:#fef2f2;color:#b91c1c}
.status-box.loading{border:1px solid rgba(0,0,0,.1);background:rgba(0,0,0,.03);color:rgba(0,0,0,.7)}
.hidden{display:none}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px}
label span{display:block;margin-bottom:8px;font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
input,select,textarea{width:100%;padding:14px 16px;border-radius:18px;border:1px solid rgba(0,0,0,.15);background:rgba(0,0,0,.03);font-size:15px;outline:none}
input:focus,select:focus,textarea:focus{border-color:#000}
textarea{resize:vertical}
.full{grid-column:1 / -1}
.submit-row{display:flex;align-items:center;gap:14px;flex-wrap:wrap;padding-top:6px}
.submit-row p{margin:0;font-size:14px;color:rgba(0,0,0,.6)}
.side-stack{display:flex;flex-direction:column;gap:24px}
.reason-list{display:grid;gap:12px;margin-top:18px}
.reason{border:1px solid rgba(255,255,255,.1);background:rgba(0,0,0,.35);border-radius:18px;padding:15px}
.reason strong{display:block;text-transform:uppercase;letter-spacing:.05em}
.reason span{display:block;margin-top:6px;color:rgba(255,255,255,.7);line-height:1.6}
.inline-btn{margin-top:18px}
.tracker-help{margin-top:8px;font-size:12px;color:#000;font-weight:600}
@media (max-width: 980px){
  .hero-grid,.apply-grid,.requirements-grid,.form-grid,.hero-stats,.mini-grid{grid-template-columns:1fr}
  .hero-title{font-size:52px}
  .panel h3{font-size:32px}
  .form-head h2{font-size:38px}
}